Firetusen kroner i fond

Det tar alltids noen dager før fondkjøpene går gjennom men nå er det utført. Fondkontoen på Nordnet har en anskaffelsesverdi på 4 000 kroner. Markedsverdien er i skrivende stund 4 128 kroner men det varierer fra dag til dag. Jeg har ikke stresset mye med å sette inn penger på Nordnet kontoen. Er litt redd for å bite over for mye. Altså, bli alt for gira og til slutt bli nødt til å ta ut penger. Da er det heller bedre at det gjøres sakte, men sikkert.

Jeg synes det er ekstra morsomt at de tusen kronene jeg satte inn på Nordnet var penger jeg har tjent på nettet, ekstra inntekten! (litt selvskryt må være lov!) 😀

Jeg har også økt eksponeringen mot aksjefond. Det er ikke mange kronene som går til rentefondet. Så lenge vi har gjeld er det nok like greit å satse på så høy avkastning som mulig, selv om det betyr høyere risiko.

9 kommentarer om “Firetusen kroner i fond”

  1. Ja, det må være en god følelse å få passive inntekter til å generere nye passive inntekter over tid. Og du gjør det nok også lurt med å gå sakte men sikkert frem, det gjorde jeg selv da jeg begynte med enkeltaksjer, noe jeg er veldig glad for med tanke på alle de nybegynnerfeilene jeg gjorde, men nå er det jo litt annerledes med aksjefond, da, men det er greit å ikke binde for mye av kapitalen så du havner i en liten likviditetsskvis når du virkelig trenger pengene 😉 Lykke til med aksjefondene.

  2. Takk for lykkeønskninger! Er litt smånervøs for selve fondutvalget men det er tatt fra investeringsguiden på nordnet og de burde iallfall ha litt peiling. 🙂

  3. «Jeg synes det er ekstra morsomt at de tusen kronene jeg satte inn på Nordnet var penger jeg har tjent på nettet, ekstra inntekten!»

    Joda, litt selvskryt må være lov. Men ikke slik at man nevner det i annenhvert innlegg her på bloggen. Joda, gratulerer med å ha tjent penger på nettet, men det er faktisk ikke så vanskelig!

  4. I read your blogg with interest as I see a lot of your strategies that you are using are the same strategies that I am using. I am a bit skeptical on your funds shop however, not that you buy funds but that you have so many different ones with so little money in each individual fund. I understand that you are trying to spread your risk but your balances are way to low to have so many different funds. Why don’t you, at this stage, just have one fund where you buy 350 kroner a month every month on the same date and build upon that. When you get up to 500 a month on that individual fund, you can begin in a new fund. So you have 500 per month «fast» in one fund, and when you can begin to save 600 per month than you start a new fund with 100 per month. Build that up to 500 per month and then start fund number 3 based on the same strategy. Then your fund balance will actually have a chance to grow instead of having a couple of hundred kroner here and couple of hundred kroner there. This is a long term strategy and you have to look 5 to 10 years down the road. You will, eventually, be able to save several thousand a month but you don’t really need to be exposed to more than 4 to 6 funds at that time. If you keep on the same strategy that you have now you will have 15 or 20 funds and that is un-manageable for a small saver. Good luck!

  5. @Kongen: I must say I havent thought about what you just said, but it kind of makes sense. I have always been told to diversify investments and to not have only one fund.

    If I understand you correctly you mean to focus on only one fund at a time, until a goal for that fund is reached. Say 10 000 kroner? If so… how much should that goal be?

    As of today my funds are in +, if I am going to switch the timing is pretty good.

    Other readers, do you agree with «Kongens» statements?

  6. I know I had a really long winded reply…..:) What I mean is that you build up to 500 kroner a month in one fund. When you reach that savings goal, you open up fund number 2. You can open up fund number 2 with 100 and as time goes on, try to increase that to 500 kroner per month. Now you have 500 a month going into fund number 1 and 500 a month going into fund number 2. Total monthly savings is now 1000 per month. When you have 500 per month going into fund 1 and 500 per month going into fund 2, you start on fund 3. There is no limit as to how much you can put into any one fund. Pick the funds you like and stay with those. Fund savings is long term. I invest in funds to cover the gap between my pension and my salary. I have a 20 year time perspective. Just make sure you have enough buffer capital so you don’t gave to go into your funds to pay for a car repair. I think that the most important thing you can do is set a monthly savings goal that you know you can invest every month. You dont want to miss a month of savings otherwise you defeat the purpose of buying through the swings in the market (you have probably heard this 1000 times). If you have some extra income one month, set it aside in an account or increase your monthly savings for that particular month. Since your accounts dont have large balances, if you get a windfall of say 5 ot 10 thousand NOK, spread that investment out over several months or you risk buying high and losing in a market correction.

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